UKRAINIAN NATIONAL AID ASSOCIATION of AMERICA, Inc., ADDENDUM TO AGREEMENT OF MERGER (03/08/98)

Proposed Agreement of merger between the UNA and the UNAAA

UKRAINIAN NATIONAL AID ASSOCIATION of AMERICA, Inc.

ADDENDUM TO AGREEMENT OF MERGER

between

the Ukrainian National Aid Association of America, Inc.

and the Ukrainian National Association, Inc.

EXHIBIT 4.6

The Annual Statement of Ukrainian National Aid Association of America, Inc. as of Dec. 31, 1996, showed an amount of $100,000 set aside as foreign exchange rate reserve on Canadian investments. The deficit of the foreign reserve was in the sum of $659,816 at the end of Dec. 31, 1996.

EXHIBIT 4.7

Ukrainian National Aid Association of America, Inc. has signed a contract to sell its home office building at 925 N. Western Avenue, Chicago, Ill., for the sum of $435,000. The closing date is scheduled for February 26, 1998. All furniture and equipment of the association was sold in the meantime.

EXHIBIT 4.9

c) Ukrainian National Aid Association of America, Inc. received no notices or letters, citations, orders, warnings, inquiry, claim or demands in regard to violation of any environmental, health or safety statute, law, rule, regulation, ordinance, judgment or order.

EXHIBIT 4.10

Ukrainian National Association, lnc. is insured under a policy issued by Emcarco Insurance Company for business owner's liability, workers compensation, fidelity and employee dishonesty blanket coverage.

EXHIBIT 4.11-A

Ukrainian National Aid Association of America, Inc. fully funds a dental plan of its only employee, the secretary-treasurer. No medical benefit is being provided.

EXHIBIT 4.13

There are no known lawsuits pending against the Ukrainian National Aid Association of America, lnc.